Mortgage loans in Marion County, Florida
From Ocala's horse farms to the shores of Lake Weir
Marion County is one of Florida's largest and most diverse counties --- home to Ocala's vibrant city life, the World Equestrian Center, Silver Springs, the Ocala National Forest, and dozens of welcoming communities like Belleview, Dunnellon, and Summerfield. It offers some of the best home values in Central Florida.
Homes & housing in Marion County
Marion County offers everything from in-town Ocala bungalows and master-planned communities to rural acreage, manufactured homes on land, equestrian estates, and 55+ golf communities. Much of the county outside Ocala's urban core is eligible for USDA zero-down financing --- a huge advantage for buyers.
Who's buying in Marion County
First-time buyers using FHA and USDA programs, growing families, equestrian professionals, retirees, veterans using VA loans, and investors purchasing single-family rentals in one of Florida's strongest rent-to-price markets.
Why a local lender matters here
Marion County is big, and eligibility rules, taxes, insurance costs, and market conditions vary dramatically from Citra to The Villages. Loni works these communities every day and knows which loan programs fit which neighborhoods --- including where USDA zero-down loans apply.
Loan programs available in Marion County
Buyers in Marion County can access the full range of mortgage programs --- and Loni will match the right one to your situation and your property.
All loan programs are subject to qualification, underwriting approval, and program availability.
Marion County mortgage FAQs
Questions about buying in Marion County? Call or text Loni at 352-598-1843.
Is all of Marion County eligible for USDA loans?
What down payment assistance is available in Marion County?
How much house can I afford in Marion County?
Also serving nearby communities
Buying or refinancing in Marion County?
Get local, honest mortgage guidance from Loni Gerardi --- serving Marion County and all of Marion County. One conversation tells you exactly where you stand.