Mortgage loans in Citra, Florida
Horse farms, groves, and wide-open North Marion countryside
Citra sits in northern Marion County amid rolling horse farms, agricultural land, and quiet country roads. Once famous for its citrus groves, today it's known for equestrian properties, affordable acreage, and a peaceful rural lifestyle within commuting distance of Ocala and Gainesville.
Homes & housing in Citra
Citra features horse farms and mini-farms, homes on acreage, manufactured homes, and modest single-family properties. Nearly all of the area is USDA-eligible, making zero-down purchases possible for qualified buyers.
Who's buying in Citra
Equestrian buyers, buyers seeking acreage and privacy, first-time buyers using USDA financing, and commuters to Ocala or Gainesville.
Why a local lender matters here
Financing farms and acreage requires a lender who understands how appraisers treat barns, fencing, and excess land. Loni knows how to structure these purchases so the property you love actually appraises and closes.
Loan programs available in Citra
Buyers in Citra can access the full range of mortgage programs --- and Loni will match the right one to your situation and your property.
All loan programs are subject to qualification, underwriting approval, and program availability.
Citra mortgage FAQs
Questions about buying in Citra? Call or text Loni at 352-598-1843.
Can I buy a small horse farm in Citra with a regular mortgage?
Is Citra USDA-eligible?
Also serving nearby communities
Buying or refinancing in Citra?
Get local, honest mortgage guidance from Loni Gerardi --- serving Citra and all of Marion County. One conversation tells you exactly where you stand.